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Kenai Payday Loans

Advance Til Payday
44096 Sterling Hwy
Kenai, AK 99669(907) 260-2629

Determine if you are ready for a payday loan.

You have paid your rent, utilities, and other bills and you are still a week away from pay day. You have enough money in your checking account to last you through the end of the week quite unexpectedly you are hit with costs generated by an emergency, such as a car accident. If you are maxed out on credit cards and are unable to borrow money from a friend or family, you can be left feeling helpless with nowhere to turn. Fortunately for you, payday loans can provide the financial relief you need to get by until your next paycheck arrives. While it may not be an event as drastic as a car accident causing you to utilize a payday loan, everyday events can quickly chip away at your paycheck leaving you a few bucks shy before your next paycheck arrives. If youíve exhausted every available option, it is a good indicator you are in need of a payday loan.

While payday loans are fast and easy to acquire, doing a little bit of prep work will help you to maximize your payday loan experience. If you are ready for a payday loan, the first (and most obvious) step should be figuring out how much money you need to borrow. Payday loan charges are figured by the amount of money you borrow; as a result, borrowing additional money you donít really need will cost you in unnecessary fees. The next step is very important; you will need to figure how you are going to repay your loan by your next pay date. If you will have enough money to repay your payday loan and still have money to get you through the rest of your pay period, you are ready to proceed. However, if you are unsure how you will repay your loan, it is best to put of taking out a payday loan until you know where the money for repayment is coming from. Payday loans are best used for those facing a cash crisis and should not be used as a way to deal with ongoing budgeting issues.

Once youíve determined how much money you need to take out and how you are going to repay your loan, you are ready to start locating a lender. Through the convenience of the Internet, you should have no problem finding an online payday loan lender who can get you situation in no time at all. If you have a few minutes to spare, you can quickly complete your payday loan application and be on your way to receiving the cash you need.

Now that youíve supplied your basic details, all that is rest for you to do is wait to be notified of your approval. Payday loans are a great lending resource to take advantage of as they are easy to qualify for. In order to be approved, you should: be 18 years of age or older; be a citizen of the United States; be currently employed and earning a minimum dollar amount per month; have a checking or savings account that allows direct deposit. Once you have reviewed and agreed to your lenderís terms of agreement, simply provide an e-signature and you are ready to go. Once that document is returned, your lender will immediately begin the process of transferring your payday loan into your checking or savings account.


Alaska Information

Population Ranked 47th in the US
- Total 686,293 (2008 est.)
626,932 (2000)
- Density 1.03/sq mi (0.4/km)
Ranked 50th in the US
- Median income US$64,333 (4th)

Current Payday Law Status: Payday Loans Are Acceptable In The State Of Alaska.