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Q. Where I Can Read Privacy Policy?
A. Just follow this link - Privacy Policy.

Q. What is a Payday Loan or Cash Advance?
A. A cash advance provides you with a short-term loan until your next paycheck. Customers choose payday loans to cover unexpected expenses while avoiding costly late fees and penalties. With CashAdvanceInternet.com you can apply for a payday loan online and have your cash electronically deposited into your checking or savings account.

Q. What about qualifying?
A. Qualifying for a payday loan is easier than qualifying for traditional large loans. CashAdvanceInternet.com does not perform any credit checks. Your employment and your paycheck act as your collateral

Q. What if I have bad credit?
A. Unlike traditional bank loans, payday loans do not require a credit check to borrow money.

Q. Is my application and financial information secure?
A. We respect your privacy needs in managing your personal finances. Our website uses a variety of security measures to maintain the safety of your personal information. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology

Q. When I will receive my payday loan?
A. Your application will be processed within a few hours, once it has been received. When approved, you will receive your loan the same business day. Once you receive the loan, we will help you to schedule your repayment dates so that you won't have to worry about bounced checks.

Q. How do I know that my loan has been approved?
A. You will receive an email notification once your loan has been approved. Lenders in our network reserves the right to make adjustments to your loan approval until the time you receive the funds in your bank account based on new information regarding your loan application.

Q. When will my loan be due?
A. Your due date will normally be due on your next paycheck that is between 8 and 25 days away. Each state has different rules and regulations.

Q. What happens if I'm late with my payment or don't pay at all?
A. If you are not able to make the schedule payments on your payday loan, then we have set up some flexible payment options for your convenience:
1. You may pay your initial payday loan amount back and apply the interest to another loan.
2. You can pay for part of the payday loan amount and the interest and apply the rest to a separate loan.
3. You also have the option of paying the interest amount back while paying the payday loan amount on a separate loan
4. Additional fees will more than likely occur in the event of a late or partial payment. Failure to pay will result in legal action, as well as reporting of the non-payment to a consumer reporting agency.

Q. What is your renewal policy?
A. Renewal policies are determined by the lender, not by us, so they will vary. But, be aware some lenders may not debit your account for the full amount of the loan, which may result in additional fees and a renewed loan. Make sure you read the renewal policy carefully and make your wishes clear to the lender.

Q. How is my payday loan amount determined?
A. State laws regulate the maximum payday loan amount available. Within the allowed range, you qualify for a particular payday loan amount based on your current income.

Q. How are fees established?

A. There is absolutely no cost to apply for our online cash advances. We are not the lender but simply match you with online lenders based upon your application. We do not have any input or control over loan fees, the costs of your loan or annual percentage rate of your loan. The fees and rates associated with your loan will vary, based on numerous factors and are usually higher (on a percentage basis) than traditional bank loans such as a mortgage or home equity loan. These details will be explained thoroughly by your lender upon approval of your loan. (Depending on the lender the fee can range from $25 to $30 per $100 borrowed. So if you borrow $300 the fee will be between $75.00 to $90.00.)

When you are matched with an online lender, please thoroughly review all the cash advance information in the agreement, including the loan amount, fees, rates and all other details. There is no obligation to accept these terms until you approve the agreement. If you have a question or concern regarding the loan amount, fees or rate, please contact the lender directly. We expressly disclaim any and all liability related to your application or representations made by any lenders to whom you are referred.

We appreciate your interest. Thank you for trusting us with your cash advance needs.

 


 

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